Elevate YOU Financial Coaching LLC Disclaimer
Effective Date: September 2026
Last Updated: September 2026
The information, services, digital products, educational materials, workshops, and financial coaching provided by Elevate YOU Financial Coaching LLC (“Elevate YOU”) are intended for educational, informational, and coaching purposes only.
Our goal is to help individuals and families gain financial clarity, develop healthier financial habits, organize their finances, establish goals, and create practical action plans. However, financial coaching is not a substitute for professional services that require specific licenses, credentials, or individualized professional analysis.
1. Financial Coaching Is Educational in Nature
Elevate YOU provides financial education, coaching, guidance, accountability, tools, and resources.
Financial coaching may include discussions and educational guidance related to topics such as:
Budgeting and cash-flow management
Debt reduction strategies
Savings and emergency funds
Financial goal setting
Financial organization
Credit education
Money habits and financial mindset
General financial-planning concepts
General education regarding investing, retirement planning, insurance, and wealth-building concepts
Our role is to educate, coach, support, and help you evaluate options. You remain responsible for your financial decisions and actions.
2. No Investment or Securities Advice
Elevate YOU Financial Coaching LLC is not acting as an investment adviser, broker-dealer, securities professional, or investment manager.
Nothing provided through our coaching services, website, workshops, presentations, digital products, emails, social media, or other materials should be interpreted as a recommendation to buy, sell, hold, or invest in any particular security, investment, financial product, or investment strategy.
Any discussion of investing, retirement accounts, asset allocation, investment concepts, or wealth-building strategies is provided for general educational purposes only.
For individualized investment advice, consult an appropriately licensed investment professional.
3. No Tax or Accounting Advice
Although Elevate YOU may provide general financial education involving taxes, income, expenses, recordkeeping, or other financial concepts, we do not provide individualized tax advice or tax-return preparation through our financial coaching services unless expressly offered under a separate appropriately qualified service in the future.
Information provided through Elevate YOU should not be relied upon as a substitute for advice from a qualified tax or accounting professional.
4. No Legal Advice
Elevate YOU Financial Coaching LLC does not provide legal advice.
Any discussion of estate planning, contracts, business structures, debt, marriage and finances, beneficiary planning, or other topics that may involve legal considerations is provided for general educational purposes only.
For advice regarding your specific legal rights or obligations, consult a qualified attorney.
5. No Credit Repair Services
Elevate YOU may provide education about credit reports, credit scores, debt management, payment history, credit utilization, and responsible credit practices.
However, Elevate YOU does not guarantee that your credit score will increase and does not promise to remove accurate negative information from a credit report.
You are responsible for reviewing your credit information and determining what actions are appropriate for your circumstances.
6. No Guarantees of Financial Results
Every person's financial situation is different.
Elevate YOU Financial Coaching LLC does not guarantee any particular financial result from using our coaching services, digital products, workshops, educational materials, or recommendations.
We do not guarantee outcomes such as:
Becoming debt-free
Increasing savings
Improving a credit score
Increasing income
Receiving loan or mortgage approval
Achieving investment returns
Reaching a particular net worth
Achieving financial independence by a particular date
Examples, projections, illustrations, case studies, hypothetical scenarios, or testimonials are provided for educational purposes and should not be interpreted as promises or guarantees of future results.
Your results depend upon your individual financial circumstances, decisions, actions, consistency, economic conditions, and other factors outside Elevate YOU's control.
7. Digital Products and Financial Tools
Elevate YOU's spreadsheets, planners, calculators, dashboards, templates, and other digital resources are educational tools designed to assist with financial organization and planning.
Calculations, projections, payoff estimates, savings estimates, and other results generated by these tools depend upon the information entered by the user and the assumptions built into the applicable tool.
They should be treated as estimates and educational planning aids, not guarantees of actual financial outcomes.
You are responsible for verifying important calculations and information before making significant financial decisions.
8. Individual Circumstances
Financial decisions should be made based on your individual circumstances, goals, risk tolerance, obligations, and needs.
Information that may be appropriate for one individual or household may not be appropriate for another.
When your circumstances require individualized investment, tax, accounting, legal, insurance, lending, or other professional advice, you should consult an appropriately qualified or licensed professional.
9. Client Responsibility
Financial coaching is a collaborative process.
You are responsible for:
Providing accurate information
Evaluating your available options
Making your own financial decisions
Implementing any actions you choose to take
Seeking specialized professional advice when appropriate
Elevate YOU may provide education, accountability, resources, and guidance, but financial decisions ultimately remain yours.
10. Contact Us
If you have questions regarding this Financial Coaching Disclaimer, contact:
Elevate YOU Financial Coaching LLC
Tallahassee, Florida
Email: hello@elevateyoufc.com
Phone: (850) 296-7980
Website: www.elevateyoufc.com